{"id":197,"date":"2007-04-25T18:08:38","date_gmt":"2007-04-25T18:08:38","guid":{"rendered":"http:\/\/localhost\/wordpress\/?p=197"},"modified":"2007-04-25T18:08:38","modified_gmt":"2007-04-25T18:08:38","slug":"savemoneygetyourfreefinancialreportcardandgpa","status":"publish","type":"post","link":"https:\/\/jeffginger.com\/blog\/savemoneygetyourfreefinancialreportcardandgpa\/","title":{"rendered":"Save Money \u2013 Get Your Free Financial Report Card and GPA"},"content":{"rendered":"<p><img decoding=\"async\" src=\"images\/brian\/FICO.jpg\" \/><br \/>\nOne of your most important things in your financial life is your &#8220;FICO score&#8221;:<a href=\"http:\/\/www.myfico.com\/Downloads\/Files\/myFICO_UYFS_Booklet.pdf.\">http:\/\/www.myfico.com\/Downloads\/Files\/myFICO_UYFS_Booklet.pdf.<\/a> It is essentially fiscal GPA that measures how worthy of credit you are based upon several factors. It is imperative to know what yours is. Unfortunately, each time your FICO score is &#8220;officially requested&#8221;:<a href=\"http:\/\/www.myfico.com\/Products\/Products.aspx\">http:\/\/www.myfico.com\/Products\/Products.aspx<\/a> it &#8220;decreases&#8221;:<a href=\"http:\/\/www.fico.org\/HowScoreCountsInquiries.aspx.\">http:\/\/www.fico.org\/HowScoreCountsInquiries.aspx.<\/a> Thanks to a great &#8220;FICO score estimator&#8221;:<a href=\"http:\/\/bankrate.com\/brm\/fico\/calc.asp?lpid=BKRATE29\">http:\/\/bankrate.com\/brm\/fico\/calc.asp?lpid=BKRATE29<\/a> at &#8220;bankrate.com&#8221;:<a href=\"http:\/\/www.bankrate.com\">www.bankrate.com<\/a>, you can get an accurate estimated range of where you\u2019re at so you can &#8220;learn to improve it&#8221;:<a href=\"http:\/\/www.realtor.org\/realtororg.nsf\/pages\/myFICO2?OpenDocument\">http:\/\/www.realtor.org\/realtororg.nsf\/pages\/myFICO2?OpenDocument<\/a> and compare yourself to the &#8220;median&#8221;:<a href=\"http:\/\/www.creditscoring.com\/.\">http:\/\/www.creditscoring.com\/.<\/a> Another thing you should get annually is your &#8220;free credit report&#8221;:<a href=\"http:\/\/www.annualcreditreport.com\">www.annualcreditreport.com<\/a> from one of &#8220;three agencies&#8221;:<a href=\"http:\/\/www.legit411.com\/credit-card-bureaus.html.\">http:\/\/www.legit411.com\/credit-card-bureaus.html.<\/a> By monitoring both your GPA and report card, you\u2019re more secure from &#8220;identity theft&#8221;:<a href=\"http:\/\/duenos.net\/article\/156\/UseProtectionAgainstIDThieves\">http:\/\/duenos.net\/article\/156\/UseProtectionAgainstIDThieves<\/a> and exponentially more attractive to loaners.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>One of your most important things in your financial life is your &#8220;FICO score&#8221;:<a href=\"http:\/\/www.myfico.com\/Downloads\/Files\/myFICO_UYFS_Booklet.pdf.\">http:\/\/www.myfico.com\/Downloads\/Files\/myFICO_UYFS_Booklet.pdf.<\/a> It is essentially fiscal GPA that measures how worthy of credit you are based upon several factors. It is imperative to know what yours is. Unfortunately, each time your FICO score is &#8220;officially requested&#8221;:<a href=\"http:\/\/www.myfico.com\/Products\/Products.aspx\">http:\/\/www.myfico.com\/Products\/Products.aspx<\/a> it &#8220;decreases&#8221;:<a href=\"http:\/\/www.fico.org\/HowScoreCountsInquiries.aspx.\">http:\/\/www.fico.org\/HowScoreCountsInquiries.aspx.<\/a> Thanks to a great &#8220;FICO [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[5,1],"tags":[193,240],"class_list":["post-197","post","type-post","status-publish","format-standard","hentry","category-original-duenos","category-uncategorized","tag-internet","tag-money"],"_links":{"self":[{"href":"https:\/\/jeffginger.com\/blog\/wp-json\/wp\/v2\/posts\/197","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/jeffginger.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/jeffginger.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/jeffginger.com\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/jeffginger.com\/blog\/wp-json\/wp\/v2\/comments?post=197"}],"version-history":[{"count":0,"href":"https:\/\/jeffginger.com\/blog\/wp-json\/wp\/v2\/posts\/197\/revisions"}],"wp:attachment":[{"href":"https:\/\/jeffginger.com\/blog\/wp-json\/wp\/v2\/media?parent=197"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/jeffginger.com\/blog\/wp-json\/wp\/v2\/categories?post=197"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/jeffginger.com\/blog\/wp-json\/wp\/v2\/tags?post=197"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}